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NEED SOME QUICK CASH?
How about $15,000 with NO MONTHLY PAYMENTS?*
Option America, LLC is a real estate finance company specializing in funding option contracts to homeowners.
Here's how it works:
1. You agree to sell us your house in the future (up to 5 years from now)
2. We give you cash today (the "Option Fee")
3. We buy your house when you're ready to move
Options are great because
- An Option Fee isn't a loan - no monthly payments and no credit checks - Awesome!
- You don't pay the typical 6% commission to sell your home - Crazy!
- You don't mess with Realtors, listings, or open houses - Yuck!
You are protected because
- Your house can still appreciate in value over time
- You can sell us your house earlier than expected if plans change
- You can decide not to sell and stay in your house
Frequently asked questionS
We give you money now (the “Option Fee”), and you give us the exclusive right to buy your home from you at a specific date in the future.
In real estate lingo, this is called an option contract, or more simply, an option.
Typically up to $15,000 – but we’re flexible. Just let us know what you need.
We buy options for various periods 2-5 years from now, but again, we’re flexible. Let us know what timeframe works best for your particular situation. Every client is different.
We use a factor of your home’s appraised value at the time of sale.
That’s fine, we’ll buy the house at any time prior to the expiration of the option.
That’s fine too, we can cancel the option and you just repay us the Option Fee. If you don’t have the cash available, we’ll finance it for you and allow you to repay us over time. You’re also welcome to arrange your own financing through a bank, credit union, or other lender.
No, we’ll still buy an option from you.
We can typically fund your option within 10 business days of your application.
An Option Fee isn’t a loan, and you don’t make any payments to us along the way. We simply deduct the Option Fee from the future sales price at closing, similar to a down payment.
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