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Option America, LLC is a real estate finance company specializing in funding option contracts to homeowners.

Here's how it works:

1. You agree to sell us your house in the future (up to 6 years from now)

2. We give you cash today (the "Option Fee")

3. We buy your house when you're ready to move

Options are great because

You are protected because

Frequently asked questionS

We give you money now (the “Option Fee”), and you give us the exclusive right to buy your home in the future.

In real estate lingo, this is called an option contract, or more simply, an option.

Up to 20% of your home’s current value in most cases.

We buy options for various periods up to six years from now, but we’re flexible. Let us know what timeframe works best for your particular situation. Every client is different and we strive to offer personalized service to everyone.

We hire a real estate professional to conduct an appraisal of your home at the time of sale. We do not use appraisals generated by your local property tax office or county appraisal district.

Our fee is less than the 6% it typically costs to sell your home when using a Realtor.

That’s fine, we’ll buy the house at any time prior to the expiration of the option.

That’s fine too, you can cancel the option and just repay us the Option Fee. If you don’t have the cash available, we’ll finance it for you and allow you to repay us over time. You’re also welcome to arrange your own financing through a bank, credit union, or other lender.

No, we’ll still buy an option from you.

We can typically fund your option within 10 business days of your application.

An Option Fee isn’t a loan, and you don’t make any payments to us along the way. We simply credit the Option Fee to the future sales price at closing, similar to a down payment.



*Restrictions apply, not all homeowners will qualify. Call for full details.